Critical Illness

Critical Illness Cover pays a tax-free lump sum if someone is diagnosed with one of the specific illnesses or disabilities that the policy covers. The one-off, lump-sum payment from a Critical Illness Policy is designed to help the insured cope with costs which typically include the need to adapt a home or car and/or undertake training for a different occupation. The Cover may be taken out on its own or included in a mortgage protection policy to  mortgage to eliminate the burden of mortgage repayments in the event if someone becoming seriously ill.

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