It's time for a new car

Car Finance

Award-winning car finance
Online, fast application process

Why choose SYS Wealth & Financial Planners

Simple Process

Time is valuable. We won’t waste yours when you’re looking for Car Finance.

Paper Work

We take care of all the paper work from the beginning to end so you don’t have to.

Fast Application

Working closely with the dealer and the lender we turn around finance applications quickly.

Our Car Finance Calculator

Amount to borrow
- +
To pay back over
In this illustration your credit score is set to:

Sys Wealth has partnered with Vendor Finance who, through their panel of lenders, work to secure the best finance rates for you.  With rates starting from 6.9%, the above quote is a guide only – as no two finance applications are the same.  The rate you are offered will depend on the information you provide to us along with  the year of the car, the amount you wish to borrow, and the finance term.  For your specific quote, simply complete our application form and Vendor Finance will be in touch.

Best available rate 6.9%

48 monthly payments

Total repayment: €8,569.12

Total cost of credit: €1,069.12

Representative Example: Car costing €11,000, with no deposit, over a term of 60 months @ 9.9% typical APR = €231.26 per month / €53.37 per week. Total cost of credit is €2,939.09. Typical APR includes all charges, including a Documentation Fee and Purchase Fee of €63.49 and €12.70 respectively, and assumes good credit history. Figures are indicative and subject to change. The quotation is for illustrative purposes only and does not constitute a contract. Subject to current lender credit criteria. Applicants must be aged 18 years or over.

Customer Stories

Check out our recent testimonials below and join the hundreds of our happy customers.

I recently decided I wanted to upgrade my car as it was 2011. When I saw my (new) car advertised, I really liked it and thought “ah sure, I’ll apply and see what happens!” Within 20 minutes I had been approved – literally, as quick as that! SYS Wealth & Financial Planning is such a fast-acting company and really does have the best finance partner in Vendor Finance.

Lynsey from Kilkenny Leave a review →

Service the SYS Wealth & Financial Planners Way...

It’s always nice to know you have someone on hand to help you. With over 60 years of combined experience, covering all corners of Ireland your finance partner is never too far away.

Frequently Asked Questions

We’ve gone and answered the most popular questions if there is anything left unanswered, fill in the form below and your account manager will be in touch in no time.

How much can I borrow?

Minimum of €5,000. No upper limit. Each lender has their own credit policies in place. However, the minimum borrowing amount across them all is €5,000.

How long does it take to get a decision?

5 Hours (average) - Depending on the lender used, a decision can be expected anywhere from 4 hours to 24 hours. Sometimes it takes a little longer than this and sometimes a decision can be returned more quickly.

Will my credit history be checked?

Yes - In assessing your finance application, our partner's lenders will run a credit check through the Irish Credit Bureau (ICB). From October 1, 2019, this information will be requested from the Central Credit Register (CCR)

Does the age of the car matter?

Yes - Generally speaking, older cars will have shorter loan terms and newer cars longer loan terms. Again, each lender has their own credit policy in place relating to this and we will advise you of your finance term & options once we have received your application.

Should I use SYS Wealth & Financial Planning?

Yes - Partnering with Vendor Finance has made our award-winning car finance service top-rated. Get started on our car finance calculator and discover how much you can borrow today.

Our Trusted Partner

Vendor Finance is an award-winning finance broker specialising in both car and commercial finance with many supplementary products.  They are regulated by the Competition and Consumer Protection Commission (CCPC) and are leading the way with their digital finance technologies.


Vendor Finance Ireland Ltd.
Saint Vincent's Business Centre
Unit 2 Finisklin Rd,
Sligo, F91 N243

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